Perencanaan Keuangan Keluarga Perspektif Ekonomi Islam Studi pada Pedagang Pasar Pakem Sleman DIY

Abstract

Low income is became one of the factors cause society doesn't do financial planning, this is driven by the large number of family needs to be met while the income earned from the seller uncertain each day, depending on the number of transactions committed. But the problem is not located on a high or low income, but the wrong habits in managing their finances. Therefore financial planning required that comply with Islamic jurisprudence in order to finance became disorganized and was routed, so it could avoid the nature wasteful in spending money for things that are redundant. This research aims to gain an overview of the financial planning family of Pakem Market seller based on Islamic economic perspective. Research methods used are qualitative research methods. While the data is being used is the primary data through interviews and on analysis by using the method of coding. The results showed that in general the Pakem Market seller do family financial planning in accordance with Shariah financial planning, but are applied by the seller market is still in the form of an oral planning not blueprint or in the form of a table entry at any time can be changed and adapted to their needs.