Pengaruh Risiko Terhadap Profitabilitas pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia Periode 2013-2015

Abstract

This research aimed to analyze the impact Risk toward company banking profitability that listed on Indonesian Stock Exchange in period 2013-2015. Credit risk proxied by Non Performing Loan (NPL), Liquidity risk proxied by Loan to Deposit Ratio (LDR), capital risk proxied by Capital Adequecy Ratio (CAR), risk management proxied by company size, and profitability proxied by Return On Asset (ROA). There are 43 samples company used program SPSS for Windows Release 15 with method double regression analysis. The result of research conclude that Non Performing Loan (NPL) has negative and significant effect on Return On Asset (ROA). Loan to Deposite Ratio (LDR) and Capital Adequecy Ratio (CAR) has no significant on Return On Asset (ROA). While the Company Size is significant effect on Return On Asset (ROA) that listed on Indonesia Stock Exchange in period 2013-2015.