Sustainable Development In Economic Growth Based On Islamic Value

Abstract

At present how many Muslims who come to the bank to ask for credit with a sense of optimism to run a business, they are not aware that they are burdened with the payment of interest, because they feel quite light from the profits that are offered without thinking of the interest to be paid, as Muslims who unable to think and count, then it should not be related to the bank, which will bring him closer to Riba because it will cause harm to him and his family. Riba which is a violation of law and despicable acts in the view of Islamic sharia, so that Riba is clearly prohibited by the sharia as a modern business in growing or increasing usury. This study aims to determine the concept of sustainable development in accordance with Islamic principles. The method used is descriptive research with a qualitative approach. Data collection is done by the method of data collection, used in this writing is the literature method, the study of literature is done by reading the literatures related to and supporting this writing, in the form of printed and electronic libraries (internet data), while the analysis of the data used is annotated bibliography analysis. Some conclusions obtained from this study include the existence of differences in outlook on life will cause chaos if the system and economic development are forced to be applied in the Muslim world, as has happened in several Muslim countries lately. However, it does not rule out the similarity between the development model that is applied in the Western world and the Muslim world as long as it does not conflict with the main principles and objectives of Islamic teachings (maqashid shari'ah). It is feared that the lack of success of Sharia Insurance in Indonesia will further alienate people from belief in the possibility of applying the Islamic economic concept in real life.